How It Works
You’re in control, our debt experts do the work.
Talk to us for a free consultation
Tell us your situation, then find out your debt relief options – no obligation.
We create an affordable plan that works for you
Approve your plan, personalized from our suite of products.
Get out of debt faster than you think
Get back to financial stability and living your life within 24-48 months.
FAQs
Each month, thousands of clients start their path to financial stability with Clear Debt Solutions. Since 2009, we’ve helped more than 600,000 of people get out of debt. We are the country’s top-rated debt settlement company and pride ourselves on our track record.
- The votes are in! We are rated #1 by Forbes, Bankrate, Top Consumer Reviews, Top Ten Reviews, Consumers Advocate and Consumer Affairs
- Forbes Advisor and BankRate selected us as their top debt settlement company
- A+ rating from the Better Business Bureau
- Over 37,000 reviews on TrustPilot with a 4.7 out of 5 rating
- Active, accredited members of the American Association for Debt Resolution
If you’re drowning in high interest credit card debt and struggling to keep up with minimum payments, Clear Debt Solutions can help you breathe again. Our program is a great choice for people with high levels of unsecured debt who are struggling with financial hardship, like a divorce or job loss. If you’re barely keeping up with your minimum payments and the balances on your accounts keep growing, then our program may be right for you. Why fight a losing battle against rising debt, when our debt relief services can help?
Debt settlement reduces your balance. Your debt is negotiated down, and you pay less than you owe. The creditor forgives the remaining balance in a transaction called a settlement.
Our program is easy to understand. Rather than paying your creditors, you’ll deposit a monthly payment to a Dedicated Savings Account, in your name and under your control. As funds build up, we’ll contact your creditors to negotiate and agree upon reduced balances. Because you’re no longer paying the creditor, they will likely view getting a reduced amount as better than risking no payment at all. Then, you’ll authorize us to use the funds in your Dedicated Savings Account to pay your creditors the lower, negotiated amounts.
Absolutely! Thousands of people every month find out that our program works for them. Clear Debt Solutions goes far beyond making sure you can afford our program – we take the time to review your budget to create a custom program that will relieve both your financial burden and your stress.
We cover most debt, including:
- Credit Cards
- Personal Loans
- Lines of Credit
- Medical Bills
- Much More: Collections, Repossessions, Private Student Loans, Business Debt
If you’re unsure about whether your debt would qualify, just give us a call.
We’ve Transformed The Lives Of Hundreds Of
Thousands Of People
Michelle V., Military college advisor, single mother of 2
“The anxiety is gone, I am credit card debt-free. And that right there, I never thought I would be able to say those words, and it just feels so good.”
Total Deb
$19,164
Monthly Payment
$398
Savings
23%
Eric H., Government contractor, Harley enthusiast
“I’ve been in a combat environment, and there you have a team … National Debt Relief started working with me and suddenly, I had my team. I had my support structure to push myself forward.”
Total Deb
$47,519
Monthly Payment
$765
Savings
37%
Lindsay H., Working, single mom
“I was just one of those people who kept waiting, thinking there would be a solution next month. And I wish I would’ve called sooner.”
Total Deb
$32,693
Monthly Payment
$506
Savings
29%
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