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4.6 – 10,000+ Reviews

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4.6 – 10,000+ Reviews

Trustpilot

4.6 – 10,000+ Reviews

Get A Free, No-obligation Debt Relief Consultation

  • Get A Free Savings Estimate Today
  • See How Quickly You Can Be Debt Free
  • No Fees Until Your Accounts Are Settled

      How It Works

    You’re in control, our debt experts do the work.

    Talk to us for a free consultation

    Tell us your situation, then find out your debt relief options – no obligation.

    We create an affordable plan that works for you

    Approve your plan, personalized from our suite of products.

    Get out of debt faster than you think

    Get back to financial stability and living your life within 24-48 months.

    Leanr more

    We’ve Transformed The Lives Of
    Hundreds Of Thousands Of
    People

    “Our mission is helping you get your life back, enabling you to enjoy life freely. With our dedicated team of experts, we strive tirelessly to make a substantial and lasting difference in your journey towards debt relief.”

    Tatiana C., Doting mom to 3 boys

    “Clear Debt Solutions changed not only my life, my family life, because now I can spend more time at home.”

    Total Debt

    $18,453

    Monthly Payment

    $394

    Program Length

    36 months

    Total Savings

       $3,724

    Andrea saved 29% on her debt

    David N., Cat lover, tattoo aficionado

    “It increased my confidence. Because you were able to identify a problem, set a goal, make a plan and then achieve the goal.”

    Total Debt

    $36,883

    Monthly Payment

    $699

    Program Length

    38 Months

    Total Savings

      $13,928

    Andrea saved 29% on her debt

    Tatiana C., Doting mom to 3 boys

    “Clear Debt Solutions changed not only my life, my family life, because now I can spend more time at home.”

    Total Debt

    $18,453

    Monthly Payment

    $394

    Program Length

    36 months

    Total Savings

       $3,724

    Andrea saved 29% on her debt

    Jaime B., Private pilot, devoted husband

    “Our life started to get less complicated because the burden of debt is hard to carry.”

    Total Debt

    $34,728

    Monthly Payment

    $546

    Program Length

    46 months

    Total Savings

     $10,648

    Andrea saved 29% on her debt

    Tatiana C., Doting mom to 3 boys

    “Clear Debt Solutions changed not only my life, my family life, because now I can spend more time at home.”

    Total Debt

    $18,453

    Monthly Payment

    $394

    Program Length

    36 months

    Total Savings

       $3,724

    Andrea saved 29% on her debt

    David N., Cat lover, tattoo aficionado

    “It increased my confidence. Because you were able to identify a problem, set a goal, make a plan and then achieve the goal.”

    Total Debt

    $36,883

    Monthly Payment

    $699

    Program Length

    38 Months

    Total Savings

      $13,928

    Andrea saved 29% on her debt

    Jaime B., Private pilot, devoted husband

    “Our life started to get less complicated because the burden of debt is hard to carry.”

    Total Debt

    $34,728

    Monthly Payment

    $546

    Program Length

    46 months

    Total Savings

     $10,648

    Andrea saved 29% on her debt

    Jaime B., Private pilot, devoted husband

    “Our life started to get less complicated because the burden of debt is hard to carry.”

    Total Debt

    $34,728

    Monthly Payment

    $546

    Program Length

    46 months

    Total Savings

     $10,648

    Andrea saved 29% on her debt

    Turn To Us. We Can Help.

    Something really exciting happens after people have their first phone call with us. No matter what’s going on in your financial life, we’re here to help.

    Learn About Us

    FAQs

    At the core of our client relationships is one simple factor: trust. We know that fostering trust is vital. And it starts by doing more listening than talking. As effective listeners, we can better identify our clients’ goals and concerns, then develop Clear Debt Solutions tailored to each client’s unique situation.
    Our commitment to customer care leads the industry. We do what we say we’re going to do, and always act in our client’s best interest. Clear Debt Solutions is proud to be the most respected provider of Clear Debt Solutions services in the country. We’re A+-rated and fully accredited with the Better Business Bureau (BBB). And we’re proud to be the top-rated Debt Settlement Company by our clients — with tens of thousands of reviews and testimonials that include:

    TopConsumerReviews – rated #1 for Debt Settlement
    TopTenReviews – rated #1 for Debt Settlement
    ConsumersAdvocate – rated #1 for Debt Settlement
    ConsumerAffairs – rated #1 for Debt Settlement
    46,954 reviews on ConsumerAffairs with a 4.83 out of 5.00 rating
    31,949 reviews on TrustPilot with a 4.8 out of 5 rating
    Our track record speaks for itself. We help thousands of new clients a month start their path to Clear Debt Solutions – and we’ve helped hundreds of thousands of clients resolve billions in consumer debt. We take tremendous pride in our industry leadership. We’re active, accredited members of the American Association for Clear Debt Solutions (AADR), as well as Platinum Accredited through the IAPDA (International Association of Professional Clear Debt Solutions Arbitrators).
    We deliver results, and we deliver them the right way.

    Beyond our signature Whole Human Finance™ approach to Clear Debt Solutions, our clients have access to a wide network of partners including options for consolidation loans, credit counselling services, bankruptcy referrals, and more. Our team of Clear Debt Solutions experts will review your unique situation and offer solutions based on your situation, your location, and your goals.

    Clear Debt Solutions is the core of Clear Debt Solutions Whole Human Finance™ approach. It can cut your monthly payments immediately to relieve cash flow pressure and help you focus on becoming debt-free as inexpensively and quickly as possible.

    Our program is easy to understand. Rather than paying your creditors, you’ll deposit a monthly payment to a Dedicated Savings Account, in your name and under your control. As funds build up, we’ll contact your creditors to negotiate and agree upon reduced balances. (Because you’re no longer paying the creditor, they will likely view getting a reduced amount as better than risking no payment at all.) Then, you’ll authorize us to use the funds in your Dedicated Savings Account to pay your creditors the lower, negotiated amounts. As accounts are paid off, they should be reported back as a zero balance.

    Clear Debt Solutions goes way beyond making sure you can afford us – we take the time to review your budget to make sure the solution we suggest will actually help take the pressure off. And, because you can customize your deposit schedule, it’s easier to feel in control throughout the process.

    Clear Debt Solutions does charge a fee for our service. And, unlike other programs with hardship solutions, our fee is entirely performance-based. We earn nothing for our work until we’ve achieved the results you want, and you feel great about the savings.

    Our fees vary by state and the amount of your debt (up to 25% of your enrolled debt). Compared to the thousands of dollars in interest you may pay on credit cards while struggling to pay them off, you can still expect to see an impressive amount of savings with National Debt Relief.

    While every program differs, here’s an example from a recent client:

    “Mary” came to Clear Debt Solutions owing $22,800 between credit cards and a personal loan and was paying a little over $1020/month. Having recently transitioned to a fixed income, her focus was reducing the payment and getting rid of the debt. She set up a $362/month deposit for an estimated 48 months (4 years) to become debt-free.

    Based on Clear Debt Solutions plan “Mary’s” debt could be resolved for about $17,300 instead of an estimated $63,434 based on minimum payments.

    Andrea A.

    “Being able to trust them to do their job allows you to take care of what’s important in your life.”

    Apply Now

    Total Debt

    $51,361

    Monthly Payment

    $684

    Program Length

    53 Months

    Total Savings

    $15,068

    Andrea saved 29% on her debt

    Eric H.

    “I’ve been in a combat environment, and there you have a team … Clear Debt Solutions started working with me and suddenly, I had my team. I had my support structure to push myself forward.”

    Apply Now

    Total Debt

    $47,519

    Monthly Payment

    $765

    Program Length

    53 Months

    Total Savings

    $17,754

    Andrea saved 29% on her debt